{"id":24945,"date":"2018-10-29T12:41:18","date_gmt":"2018-10-29T11:41:18","guid":{"rendered":"https:\/\/smartbe.be\/?page_id=24945\/"},"modified":"2023-02-23T16:08:25","modified_gmt":"2023-02-23T15:08:25","slug":"assurances","status":"publish","type":"page","link":"https:\/\/smartbe.be\/fr\/nos-services\/assurances\/","title":{"rendered":"Assurances"},"content":{"rendered":"<p><span data-contrast=\"auto\">En rejoignant\u00a0<\/span><span data-contrast=\"auto\">Smart<\/span><span data-contrast=\"auto\">, vous\u00a0<\/span><span data-contrast=\"auto\">d\u00e9veloppez votre activit\u00e9<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">au sein d\u2019<\/span><span data-contrast=\"auto\">une entreprise partag\u00e9e dont vou<\/span><span data-contrast=\"auto\">s \u00eates\u00a0<\/span><span data-contrast=\"auto\">membre, soci\u00e9taire mais aussi\u00a0<\/span><span data-contrast=\"auto\">salari\u00e9\u00b7e<\/span><span data-contrast=\"auto\">.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">En cons\u00e9quence, lorsque<\/span><span data-contrast=\"auto\">\u00a0que\u00a0<\/span><span data-contrast=\"auto\">vous effectuez une\u00a0<\/span><span data-contrast=\"auto\">prestation de travail<\/span><span data-contrast=\"auto\">, l\u2019entreprise peut \u00eatre tenue civilement responsable\u00a0<\/span><span data-contrast=\"auto\">vis-\u00e0-vis des\u00a0<\/span><span data-contrast=\"auto\">tiers<\/span><span data-contrast=\"auto\">, d\u2019\u00e9ventuelles malfa\u00e7ons dans votre travail.\u00a0<\/span><span data-contrast=\"auto\">Pour cette raison, l\u2019entreprise souscrit une assurance en responsabilit\u00e9 civile.\u00a0<\/span><span data-contrast=\"auto\">De la m\u00eame mani\u00e8re,\u00a0<\/span><span data-contrast=\"auto\">en tant que\u00a0<\/span><span data-contrast=\"auto\">salari\u00e9\u00b7e<\/span><span data-contrast=\"auto\">, vous \u00eates\u00a0<\/span><span data-contrast=\"auto\">couvert<\/span><span data-contrast=\"auto\">\u00b7e<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">par votre employeur (Smart)\u00a0<\/span><span data-contrast=\"auto\">pou<\/span><span data-contrast=\"auto\">r les accidents survenant sur le lieu ou sur le chemin du travail\u2026 et cela ne s\u2019arr\u00eate pas l\u00e0!<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">La couverture assurantielle chez Smart est un avantage ind\u00e9niable de l\u2019entreprise partag\u00e9e,\u00a0<\/span><span data-contrast=\"auto\">rendu possible par la mutualisation des moyens.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">En d\u00e9clarant vos prestations de travail<\/span><span data-contrast=\"auto\">,<\/span><span data-contrast=\"auto\"> vous b\u00e9n\u00e9ficiez automatiquement d\u2019une couverture assurantielle large:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">U<\/span><span data-contrast=\"auto\">ne assurance\u00a0<\/span><span data-contrast=\"auto\">couvrant<\/span><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">les accidents sur le lieu ou sur le chemin du travail<\/span><\/b><span data-contrast=\"auto\">\u00a0pour couvrir tout dommage corporel<\/span><span data-contrast=\"auto\">\u00a0vous affectant<\/span><span data-contrast=\"auto\">\u00a0lorsq<\/span><span data-contrast=\"auto\">ue vous \u00eates sous contrat Smart;<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">U<\/span><span data-contrast=\"auto\">ne assurance pour\u00a0<\/span><b><span data-contrast=\"auto\">les accidents de la vie priv\u00e9e<\/span><\/b><b><span data-contrast=\"auto\">.<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">C\u2019est un \u00e9largissement de l\u2019assurance \u00ab accidents de travail \u00bb qui est valable \u00e0 partir de votre premier contrat et jusqu\u2019\u00e0 un an apr\u00e8s la fin de votre dernier contrat Smart.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Pourquoi ce choix? <\/span><span data-contrast=\"auto\">L\u2019intermittence induit qu<\/span><span data-contrast=\"auto\">e certain<\/span><span data-contrast=\"auto\">s aspect<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">\u00a0d<\/span><span data-contrast=\"auto\">e vos\u00a0<\/span><span data-contrast=\"auto\">m\u00e9tier<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">, la phase de cr\u00e9ation par exemple,\u00a0<\/span><span data-contrast=\"auto\">ne sont pas toujours couverts par un contrat de\u00a0<\/span><span data-contrast=\"auto\">travail<\/span><span data-contrast=\"auto\">;<\/span><span data-contrast=\"auto\">\u00a0pour au<\/span><span data-contrast=\"auto\">t<\/span><span data-contrast=\"auto\">ant,\u00a0<\/span><span data-contrast=\"auto\">ces p\u00e9riodes\u00a0<\/span><span data-contrast=\"auto\">sont n\u00e9cessaires \u00e0 l\u2019ex\u00e9cution de vos projets.\u00a0<\/span><span data-contrast=\"auto\">Chez<\/span><span data-contrast=\"auto\">\u00a0Smart<\/span><span data-contrast=\"auto\">,<\/span><span data-contrast=\"auto\">\u00a0vous \u00eates donc couvert\u00b7es m\u00eame lorsque vous r\u00e9p\u00e9tez un spectacle<\/span><span data-contrast=\"auto\">\u00a0ou quand vous vous\u00a0<\/span><span data-contrast=\"auto\">promenez au parc le dimanche<\/span><span data-contrast=\"auto\">!<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">U<\/span><span data-contrast=\"auto\">ne assurance\u00a0<\/span><i><span data-contrast=\"auto\">Business Mobility<\/span><\/i><span data-contrast=\"auto\">\u00a0pour couvrir tous les risques pouvant survenir lors de\u00a0<\/span><b><span data-contrast=\"auto\">vos missions professionnelle<\/span><\/b><b><span data-contrast=\"auto\">s<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">\u00e0 l\u2019\u00e9tranger<\/span><span data-contrast=\"auto\">: vol de bagages, annulation, frais m\u00e9dicaux, rapatriement en cas de maladie ou de d\u00e9c\u00e8s<\/span><span data-contrast=\"auto\">,<\/span><span data-contrast=\"auto\">\u00a0etc<\/span><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">U<\/span><span data-contrast=\"auto\">ne assurance responsabilit\u00e9 civile (RC) pour couvrir\u00a0<\/span><b><span data-contrast=\"auto\">votre activit\u00e9 professionnelle<\/span><\/b><span data-contrast=\"auto\">\u00a0vis-\u00e0-vis des tiers (<\/span><span data-contrast=\"auto\">les<\/span><span data-contrast=\"auto\">\u00a0clients\u00a0<\/span><span data-contrast=\"auto\">par exemple<\/span><span data-contrast=\"auto\">)\u00a0<\/span><span data-contrast=\"auto\">d\u2019<\/span><span data-contrast=\"auto\">une<\/span><span data-contrast=\"auto\">\u00a0faute dans l\u2019ex\u00e9cution<\/span><span data-contrast=\"auto\">,<\/span><span data-contrast=\"auto\">\u00a0la r\u00e9alisation<\/span><span data-contrast=\"auto\">\u00a0ou la livraison<\/span><span data-contrast=\"auto\">\u00a0de votre travail<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">(<\/span><span data-contrast=\"auto\">ou de vos produits<\/span><span data-contrast=\"auto\">\u00a0ou productions<\/span><span data-contrast=\"auto\">)<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">ayant donn\u00e9 lieu \u00e0 un dommage<\/span><span data-contrast=\"auto\">\u00a0caus\u00e9<\/span><span data-contrast=\"auto\">\u00a0au<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">tier<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">\u00a0ou\u00a0<\/span><span data-contrast=\"auto\">\u00e0 ses biens<\/span><span data-contrast=\"auto\">\u00a0(vous renversez, par exemple,\u00a0<\/span><span data-contrast=\"auto\">sans le vouloir\u00a0<\/span><span data-contrast=\"auto\">un objet fragile)<\/span><span data-contrast=\"auto\">.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">L<\/span><span data-contrast=\"auto\">ast but not least,<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">si vous op\u00e9rez<\/span><span data-contrast=\"auto\">\u00a0via l\u2019outil activit\u00e9, un kit d<\/span><span data-contrast=\"auto\">e<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">quatre<\/span><span data-contrast=\"auto\">\u00a0assurances sp\u00e9cifiques<\/span><span data-contrast=\"auto\">\u00a0est disponible<\/span><span data-contrast=\"auto\">\u00a0depuis 2020<\/span><span data-contrast=\"auto\">\u00a0pour<\/span><span data-contrast=\"auto\"> couvrir <strong>le vol (sous conditions) et tout <\/strong><\/span><b><span data-contrast=\"auto\">dommage accidentel\u00a0<\/span><\/b><b><span data-contrast=\"auto\">survenu sur<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">le<\/span><\/b><b><span data-contrast=\"auto\">\u00a0mat\u00e9riel<\/span><\/b><span data-contrast=\"auto\">\u00a0professionnel<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">acquis\u00a0<\/span><span data-contrast=\"auto\">et financ\u00e9 par votre activit\u00e9<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">(<\/span><span data-contrast=\"auto\">\u00e0 l\u2019exclusion des\u00a0<\/span><span data-contrast=\"auto\">gsm<\/span><span data-contrast=\"auto\">, v\u00e9los et remorques<\/span><span data-contrast=\"auto\">)<\/span><span data-contrast=\"auto\">:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">La\u00a0<\/span><b><span data-contrast=\"none\">TRE<\/span><\/b><span data-contrast=\"none\">\u00a0(Tout risque\u00a0<\/span><span data-contrast=\"none\">\u00c9<\/span><span data-contrast=\"none\">lectronique) pour le mat\u00e9riel \u00e9lectronique (ou avec composante<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">\u00e9lectronique) endommag\u00e9<\/span><span data-contrast=\"none\">. Couverture mondiale.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">La\u00a0<\/span><b><span data-contrast=\"none\">Bris de machine<\/span><\/b><span data-contrast=\"none\"> pour le mat\u00e9riel tel que ponceuse, foreuse, presse, tondeuse<\/span><span data-contrast=\"none\">. Couverture en Belgique et jusqu&rsquo;\u00e0 un maximum de 30km dans les pays limitrophes<\/span><span data-contrast=\"none\">.<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">La\u00a0<\/span><b><span data-contrast=\"none\">Property<\/span><\/b><span data-contrast=\"none\">\u00a0pour le mat\u00e9riel divers (<\/span><span data-contrast=\"none\">vinyles<\/span><span data-contrast=\"none\">, costumes, flight cases\u202f\u2026)<\/span><span data-contrast=\"none\">. Couverture<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">en Belgique uniquement.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">La\u00a0<\/span><b><span data-contrast=\"none\">Tout risque instruments de musique<\/span><\/b><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">pour<\/span><span data-contrast=\"none\">\u00a0les dommages aux instruments (sans composante \u00e9lectronique)<\/span><span data-contrast=\"none\">. Couverture mondiale<\/span><span data-contrast=\"none\">.<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">En cas de besoin, nous vous accompagnons dans la constitution de votre dossier<\/span><span data-contrast=\"auto\">\u00a0de demande d\u2019indemnisation.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si vous \u00eates membres,\u00a0<\/span><span data-contrast=\"auto\">n<\/span><span data-contrast=\"auto\">\u2019h\u00e9sitez pas \u00e0 solliciter vo<\/span><span data-contrast=\"auto\">tre<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">conseiller<\/span><span data-contrast=\"auto\">\u00b7\u00e8re<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">ou le bureau Smart le plus proche\u00a0<\/span><span data-contrast=\"auto\">pour en savoir plus<\/span><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Assur\u00e9ment v\u00f4tre!<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p>Pour en savoir plus sur la couverture assurantielle au sein de l&rsquo;entreprise partag\u00e9e, consultez <a href=\"https:\/\/guide.smart.coop\/version2\/docs\/beneficier-des-assurances\">guide.smart.coop<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>En rejoignant\u00a0Smart, vous\u00a0d\u00e9veloppez votre activit\u00e9\u00a0au sein d\u2019une entreprise partag\u00e9e dont vous \u00eates\u00a0membre, soci\u00e9taire mais aussi\u00a0salari\u00e9\u00b7e.\u00a0En cons\u00e9quence, lorsque\u00a0que\u00a0vous effectuez une\u00a0prestation de travail, l\u2019entreprise peut \u00eatre tenue civilement responsable\u00a0vis-\u00e0-vis des\u00a0tiers, d\u2019\u00e9ventuelles malfa\u00e7ons dans votre travail.\u00a0Pour cette raison, l\u2019entreprise souscrit une assurance en &hellip;<\/p>\n","protected":false},"author":54,"featured_media":0,"parent":24860,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"tags":[],"class_list":["post-24945","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/pages\/24945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/comments?post=24945"}],"version-history":[{"count":9,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/pages\/24945\/revisions"}],"predecessor-version":[{"id":39111,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/pages\/24945\/revisions\/39111"}],"up":[{"embeddable":true,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/pages\/24860"}],"wp:attachment":[{"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/media?parent=24945"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartbe.be\/fr\/wp-json\/wp\/v2\/tags?post=24945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}